Use case
1. Capital efficiency
The following are taken into account: CPF amounts used, mortgage balance, current URA valuation
100 000500 000
30600
125 000187 500
Old way
Capital Freeze (SGD):S$0
Capital Efficiency:0%
Rental rate:S$6.24
Rent expense (SGD):-S$0
Annual Expense (SGD):-S$0
With us
Capital Freeze (SGD):S$100 000
Capital Efficiency:S$22 500
Interest rate:0.0%
Annual expense (SGD):-S$0
Result:S$22 500
Figures shown are indicative. Final credit limits depend on property valuation, existing loans, and regulatory checks.
Use case
2. Debt consolidation
Use your home equity to consolidate high-interest debts like credit cards or personal loans.
By combining them into a single, lower-interest payment, you can reduce your monthly burden and save on interest.
Current loan details
Restructuring parameters