Credit card in the front
Home equity in the back

  • As Fast As 15 Minutes
  • 5 – 10% Var. APR¹
  • 2% Unlimited Cash Back¹
  • Up To $500,000 Limit
Sudbin app on iPhone
Personal Information

1. Personal Information

Aven app screen 2

2. Choose Offer

Sign application profile

3. Sign application profile

Issue credit card in mobile app

4. Issue credit card in mobile app

15 minutes from start to finish

1.

Submit an application

Answer a few simple questions. Checking your offer does not affect your credit score.

2.

Confirm Income

It's simple — log in to the government service and we will obtain the necessary data. Choose what suits you best. The offer will be calculated automatically.

3.

Schedule Digital Signing

We seamlessly connect you with our notary to sign your documents entirely digitally. Credit approval required.

No annual fee.¹
Starting at $0 to get.

Typical home equity products can cost thousands of dollars to originate on top of the weeks-long process. Starting at $0 to get a card and as fast as 15 minutes.

Origination Fee

$0

Annual Fee

$0

Appraisal Fee

$0

Notary Fee

$0

Prepayment Penalty

$0

Use Cases

Increase capital efficiency

Selling your property and buying a new one?
Need to reduce operating costs?
Money needed urgently?

Get the best of a credit card and a home equity line.

1.5% unlimited cash back

on every purchase, with no limits.

Rates as low as 7.99% APR

for your home equity line of credit.

Checking your rate won't impact your credit score.

Still have questions?