Home Equity Credit Card
Unlock your liquidity
- ■15 minutes: for pre-approval, no bank delays
- ■Use up to: 75% of the collateral
- ■2%: Unlimited Cash Back
- ■Licensed: moneylender (MinLaw, Singapore), Singpass integrated
1. Submit an application
2. Singpass & Offer
3. E-signing
4. Issue credit card
15 minutes for pre-approval
Submit an application
Answer a few simple questions. *Does not affect your credit score
Log in to Singpass
Choose property (*check eligibility) and automatically calculated offer
E-signing
That's why all happens in 15 minutes! Auto KYC, AML, CFT
Issue credit card
Installation instructions will be sent to your email
Save up to 50% interest
Every month
Stop paying thousands a year in interest from your high interest debt, like a credit card or personal loan
See the savings on a $10,000 balance if paying off over 3 years here
Use case
1. Capital efficiency
The following are taken into account: CPF amounts used, mortgage balance, current URA valuation
Figures shown are indicative. Final credit limits depend on property valuation, existing loans, and regulatory checks.
Use case
2. Debt consolidation
Use your home equity to consolidate high-interest debts like credit cards or personal loans.
By combining them into a single, lower-interest payment, you can reduce your monthly burden and save on interest.
Legal and Community Partners
We have a Money Lender license.
E-Sign service
Data source
Credit score
EMI Partner
Singapore FinTech Association
EMI Partner
Data protected under PDPA. Read our Privacy Policy.
Savings on a S$10,000 balance if paying off over 3 years
The Unnecessary Interest Paid is the interest we will save you over those banks. Estimate assumes no additional transactions are made and the suggested “monthly” payment is paid every month for 3 years. Paying only the minimum payment of 2% principal & interest increases the “Total” amount paid and will not pay off the balance in 3 years
Home equity in the back
Starting at $0 to get. Checking your offer will NOT affect your credit score.
*Licensed by the Singapore Ministry of Law
The easiest way to get in touch with us is to send us an email.
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